Constance Swain Constance Swain

You’ve found your realtor®

It’s possible, you just need an advocate. 

Why I Do This Work & Why It Matters for You

Real estate is not just a transaction to me.

It is a moment in someone’s life that carries weight.
A first step. A transition. A return. A closing of one chapter and the beginning of another.

That is how I approach this work.

What sets me apart

I pay attention to what most people miss.

Not just the square footage or the price per foot, but how a space lives.
How it feels when you walk through it.
What it holds. What it offers. What it could become.

My background in storytelling shapes everything I do.
From how I market a home, to how I guide a buyer, to how I position a property in the market.

I am not here to rush you.
I am here to help you make a decision that actually fits your life.

Who I work with

This approach is not limited to a certain price point.

I work with:
First time buyers finding their footing
Families growing into their next chapter
Clients relocating and starting fresh
Sellers preparing to pass a home on to its next steward
And those with high value properties who expect thoughtful, elevated representation

The common thread is not the price.

It is care.

How I guide you

I bring clarity where things can feel overwhelming.
I bring strategy where decisions matter.
I bring steadiness when emotions are high.

You will always know where you stand.
You will always understand your options.
And you will never be pushed into something that does not feel right.

This is a relationship built on trust, not pressure.

The strength behind me

While my approach is personal, I am not working alone.

I am backed by Long & Foster Real Estate, the leading brokerage in our region.

That means:
A network of experienced professionals
Strong market presence across the Valley and beyond
Proven systems that support every stage of your transaction
And the credibility that comes with a team consistently ranked at the top

You are getting both:
A refined, intentional experience
And the strength of a trusted, established name behind it.

What this means for you

You are not just hiring someone to open doors or list your home.

You are choosing someone to:
Represent your best interest
Guide you through important decisions
Protect your time, your investment, and your experience
And help you move forward with clarity and confidence

The simple truth

This work matters to me because your story matters to me.

Where you live shapes how you live.
And how you move through this process shapes how you feel about it long after it’s done.

Let’s close this chapter, and get you to your next.

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Constance Swain Constance Swain

The journey explained

The Buyer’s step by step guide.

Step #1 Begin with Clarity: Know your numbers first. Monthly comfort, down payment, closing costs (2–5%), and what remains after closing. This is alignment, not just approval.

Step #2 Secure Your Buying Power: Get pre-approved with a lender (I recommend getting quotes from a few). If you don’t need financing and plan to offer cash you must prepare proof of funds. This step determines how seriously your offer is received. No proof. Sellers won’t take you seriously.

Step #3 Choose Representation: You’ll sign a buyer agreement before touring privately. This is required by law. This defines how you’re represented and how your realtor (me) is compensated.

Step #4 Search with Intention: We evaluate more than aesthetics. We discuss location, value, condition, and market movement. Every showing is strategic.

Step #5 Write the Offer: Price is only one piece. Terms, timing, contingencies, and concessions shape the strength of your offer.

Step #6 Protect Yourself: Inspection, appraisal, and financing contingencies create guardrails. Removing them increases risk. Removing them is sometimes strategic, but we must be deliberate, and understand the risks. No two contracts are the same. My priority is to protect you and your best interests.

Step #7 Under Contract: Your team activates: you, your realtor (me), lender, inspectors, and settlement company. Deadlines matter here. Earnest money deposit (EMD) is transferred.

Step #8 Inspections & Appraisal: You typically cover inspections and appraisals. This is where the home is fully understood and value confirmed.

Step #9 Closing Preparation: Title is cleared, documents are prepared, and funds are organized. Title insurance is a one-time protection.

Step #10 Closing Day: You sign, funds transfer, and once recorded, the home is yours.

Let’s close this chapter, and get you to your next.

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Constance Swain Constance Swain

The BBA

The Buyer’s Broker Agreement, simplified. 

A relationship, clearly defined

A Buyer’s Broker Agreement is a simple document that formalizes our working relationship.

It says, in writing, that I represent you as your agent.

Not the seller.
Not the listing side.
You.

It outlines how I guide you, how I advocate for you, and how I am compensated for that work.

More than anything, it creates clarity from the start so you can move forward with confidence.

What it means for you

When you sign a Buyer’s Broker Agreement, you are choosing to have someone in your corner.

My role is to:

Help you understand the market so you are not guessing
Guide you toward homes that align with your goals, not just what is available
Spot red flags and opportunities you may not see yet
Craft offers that are thoughtful, competitive, and grounded in reality
Negotiate on your behalf with your best interest at the center
Keep the process organized, on track, and protected from start to finish

You are not navigating this alone.
You have representation that is committed to your outcome.

Why this matters more than it seems

Real estate is layered.

There are contracts, timelines, negotiations, inspections, and decisions that carry real weight.

Without representation, it is easy to feel like you are reacting.

With representation, you are moving with intention.

This agreement allows me to fully step into that role for you.

To advise honestly.
To advocate clearly.
To protect your position when it matters most.

Compensation, simply explained

The agreement also outlines how I am paid.

In many cases, the seller may offer compensation that covers my services.
In other cases, it may be negotiated as part of your offer.

Nothing is assumed. Everything is transparent.

You will always understand how that piece is structured before moving forward.

What you can expect from me

You can expect calm, clear guidance.
You can expect thoughtful strategy, not pressure.
You can expect someone who is paying attention to the details that shape your experience and your investment.

My role is not just to open doors.

It is to help you move forward in a way that feels aligned, informed, and well supported.

The simple truth

Signing a Buyer’s Broker Agreement is not about adding complexity.

It is about choosing clarity.

It allows us to work together with intention, with trust, and with a shared understanding of where we are going.

Where stories meet spaces

Every purchase is more than a transaction.

It is a transition. A decision. A chapter.

This agreement is simply the starting point that allows me to guide you through it with care, strategy, and your best interest at the center.


Let’s close this chapter, and get you to your next.

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Constance Swain Constance Swain

earnest money & why it matters

EMD. This is how you say, “I’m serious.”

What it is

Earnest money is a deposit you make after your offer is accepted.

It is a way of saying, clearly and tangibly,
“I am committed to moving forward with this purchase.”

It is not an extra fee.
It is not lost money.
It is simply a portion of what you already plan to bring to closing, given early.

Why it matters

In a competitive market, sellers are not just choosing the highest offer.
They are choosing the offer that feels the most secure.

Earnest money gives your offer weight.
It shows that you are serious, prepared, and willing to move forward in good faith.

Without it, your offer can feel uncertain.
With it, your position becomes stronger and more credible.

When you give it

You do not submit earnest money with your offer.

You deliver it after the contract is fully signed and ratified.

In most cases, the contract will require that it be delivered within a few days of that moment. Often two to five days.

This timing matters.
It is one of the first responsibilities you fulfill once you are officially under contract.

Check or wire

Earnest money can be delivered in a few ways:

  • Personal check

  • Certified check

  • Wire transfer following specific wiring instructions to safely and securely transfer funds

What’s most common depends on:

  • the brokerage or settlement company holding escrow

  • the size of the deposit

  • how quickly it needs to be delivered

Where it goes

Your earnest money is held in an escrow account.

This account is managed by a neutral third party, most often the listing brokerage or the settlement company (which you, the buyer, can choose).

It is not held by the seller.
It is not placed in a personal account.

It is kept in a regulated trust account until closing or until the contract is properly terminated.

When you get it back

There are several situations where your earnest money is returned to you.

If you move through the contract in good faith and something within your contingencies does not work out, you are protected.

For example:

You complete your home inspection and uncover significant issues. You and the seller cannot reach an agreement on repairs. You choose to terminate within your inspection contingency period.
Your earnest money is returned.

Your lender is unable to approve your loan despite your effort to qualify. You are within your financing contingency.
Your earnest money is returned.

The home appraises below the contract price and an agreement cannot be reached.
Your earnest money is returned.

If the seller fails to meet their contractual obligations, such as refusing to close without cause, you are also protected.
Your earnest money is returned.

In each of these situations, you are operating within the terms of the contract. You are not in default.

When you could lose it

Earnest money becomes at risk if you step outside of the contract.

If you choose to walk away without a valid contractual reason, the seller may have a claim to your deposit.

For example:

You simply change your mind after all contingency periods have passed.
You fail to secure financing because you did not follow through with your lender.
You miss agreed deadlines and do not correct the issue.
You refuse to close even though all terms have been met.

In these cases, the deposit may be considered damages to the seller for the time their home was off the market.

If everything goes as planned

At closing, your earnest money is not lost.

It is credited toward what you already owe.

If your total cash needed at closing includes your down payment and closing costs, your earnest money is applied directly to that amount.

It becomes part of the same total.

A portion of your responsibility, already fulfilled.

The simple truth

Earnest money is a show of intention.

It strengthens your offer, protects the seller’s time, and moves the process forward with clarity.

Handled properly, it is not something to fear. It is simply the first step in following through on a commitment you have already chosen to make.

Let’s close this chapter, and get you to your next.

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